INDEPENDENT CAPTIAL GROUP

   

Legal information and terms and conditions of use

You are now given access to sections of the Independent Capital Group Ltd. („ICG“) Website, hereinafter referred to as the „ICG Website“, containing information about the Independent Capital Group Ltd.. Please read the following legal information / terms and conditions of use („Terms and Conditions of Use“) carefully. By accessing our ICG Website, you agree that you understand and fully accept the Terms and Conditions of Use. If you do not understand or do not accept any provisions of the Terms and Conditions of Use, please leave the ICG Website.

Local regulatory restrictions / limited access

The ICG Website is not be accessed by persons who (in particular on the basis of their nationality and/or residence) are subject to any jurisdiction prohibiting publication of the contents of the ICG Website or access to the ICG Website (for whatever reasons). Persons to whom these restrictions apply are not allowed access to the ICG Website. Restrictions apply in particular to citizens and/or residents of the United States of America (USA), Great Britain (GB) and the Cayman Islands.

No offer

The information and opinions published on the ICG Website do not constitute an advertisement or a recommendation, solicitation, offer or invitation to submit an offer to (i) purchase or sell any investment instruments, (ii) perform any other transactions, or (iii) conclude any other legal transactions. They are solely for information purposes. It cannot be ruled out that the investment instruments and services described are not suitable or not available to you.

No advice

The information and opinions published on the ICG Website are not to be construed as investment advice or any other kind of advice on legal, tax, financial or other issues. They are not suitable to be used as a basis for decision-making. Please consult a specialised expert before making any decision to take concrete action.

Performance

As a principle, past performance of an investment instrument is no guarantee of positive performance in the future, i.e. the value of an investment can increase or decrease. Moreover, investments denominated in foreign currencies are directly and indirectly subject to exchange rate fluctuations. Distributions made in connection with investment instruments may also vary. Independent Capital Group Ltd. does not provide any warranty for (i) the increase in or conservation of the value of investment instruments and (ii) the amount of future distributions.

No warranty

Independent Capital Group Ltd. provides no warranty (neither express nor implicit) that the information and opinions published on the ICG Website are correct, accurate, complete, true and up-to-date. In particular, Independent Capital Group Ltd.is in no way obliged to update outdated information or opinions, remove them from the ICG Website or mark them correspondingly. The information and opinions contained on the ICG Website are exclusively for private purpose only and for general information, subject to change at any time without notice. Likewise, Independent Capital Group Ltd. assumes no responsibility and gives no warranty that (i) the ICG Website will perform without error or interruption, and (ii) that the ICG Website and all other components used in accessing the ICG Website contain no harmful elements (particularly viruses).

No Liability

By no means, negligence plenary included, is Independent Capital Group Ltd. liable for damages or losses of any kind (including consequential damage) directly or indirectly resulting from access, use, accomplishment or queries to the ICG Website or to links to other websites, even though the potential of such damages were pointed out to Independent Capital Group Ltd.

E-Mail

Independent Capital Group Ltd. cannot rule out that incoming E-mails are possibly read, modified, redirected, falsified or destroyed by a third party. Independent Capital Group Ltd. declines any liabilities resulting from transmission of data by E-Mail.

Links to other websites

The ICG Website contains links to websites which are not reviewed and under control of Independent Capital Group Ltd. Should you activate such links, you leave the ICG Website at your own risk. Independent Capital Group Ltd. has not investigated such websites and is not responsible for their contents.

Potential conflicts of interest

It is possible that Independent Capital Group Ltd. itself or its directors or employees invested, are investing or will invest in investment instruments with respect to which the ICG Website contains information or opinions. Moreover, it is possible that Independent Capital Group Ltd. provided, is providing or will provide services to the issuers of such investment instruments. Furthermore, it cannot be ruled out that employees or directors of Independent Capital Group Ltd. engaged, are engaging or will engage in activities for the issuers of such investment instruments. Independent Capital Group Ltd. itself or its directors or employees could therefore have an interest in the future performance of investment instruments.

Use of ICG Website

All elements contained on the ICG Website are protected by intangible property rights and are solely and comprehensively owned by Independent Capital Group Ltd.. Independent Capital Group Ltd. and the respective Independent Capital Group Ltd logo are registered trademarks. The use of the ICG Website does not involve the transfer of any rights whatsoever, particularly no rights relating to copyrights, trademarks or elements of the ICG Website. The downloading or printing of elements of the ICG Website is permitted as long as notices relating to copyrights and brands must neither be changed nor removed. The reproduction, transmission, modification, link-up or release of elements of the ICG Website in whole or in part for commercial or public intention in whatever form (particularly in electronic or printed form), is only allowed with the prior written consent of Independent Capital Group Ltd. and with full acknowledgment of source.

Investment funds

The ICG Website contains information on (alternative) investment funds (“Independent Capital Group Ltd. products”). Access to such information is only possible after you have disclosed your country of residence. You are then granted access to information on Independent Capital Group Ltd. Products, which are authorised for distribution in the jurisdiction to which you are subject. In this connection, please read the Special Terms and Conditions of Use and the disclaimer regarding alternative investments.

Changes to the Terms and Conditions of Use

Independent Capital Group Ltd. reserves the right to change these Terms and Conditions of Use from time to time. Therefore, please read these Terms and Conditions of Use whenever you access the ICG Website and check whether you also agree with the new version. If you do not understand or do not accept any provisions of the present Terms and Conditions of Use, please leave the ICG Website.

Applicable law / place of jurisdiction

The use of the ICG Website as well as these Legal information / Terms and Conditions of Use are subject to the laws of Switzerland. The exclusive place of jurisdiction is Zurich, Switzerland.